Sunday, February 15, 2009

Creative Tax Dodging & Penny Pinching

My husband and I have been assessing what to do if faced with higher taxes for just about everything, short of food (I hope...) It seems like every time we get ahead a little, devious government officials think up new ways to get hold of our wallet. Because we didn't borrow off our home or buy more house than we could afford, we'll be asked to foot the bill to bail out those who did.

But we're creative.

Higher Gas Tax: I suspect I'll be brushing the cobwebs off my bike. Carpool more to kids' sport events. Plan regular trips more efficiently. Maintain the cars. Don't fill up the tank. Make my son walk to Gamestop.

Higher Sales Tax: This is a slam dunk. Purchase any big ticket items (appliances, cars, computers) NOW. Buy off the internet from out-of-state retailers. Buy from the secondary market (E-bay, craigslist, garage sales and charity shops that don't charge sales tax. If we must purchase something new and locally, it should be on sale or clearance. Use coupons liberally but only for things you need.

Entertainment: We live in a wonderful area with lots of free and cheap entertainment. Make use of beaches, parks, trails, outdoor malls and points of interest. Research unique leisure time opportunities. Yearly passes save money, if used liberally. Memberships to the zoo or the museums help the organizations and can be a real bargain IF you bring your own food and drink.

Don't just recycle: It's a pain, but taking cans and bottles to recycling kiosks really adds up. Do it during shopping trip. Better yet, use reusable water bottles instead of single use bottles. Remember, many bottled water producers get their water from municipal sources anyway. Tap water is the best bargain in town. If your pipes are old, use a filter.

If any of you have any ideas or suggestions, please write, and I'll post 'em!!

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